Financing

Allett Canada offers two ways to finance your purchase at checkout: Shop Pay Installments and Affirm. Both are financed and serviced by Affirm — they share the same lender and differ mainly in how you select them and the amounts they cover. In both cases approval, rates, and terms are set by Affirm and shown to you before you commit.

Shop Pay Installments

Choose Shop Pay Installments at checkout to split your order into four interest-free bi-weekly payments, or into monthly installments (interest may apply). Available for orders from $35 to $30,000 CAD, including discounts, shipping, and taxes; some orders may require a down payment.

• Interest: four bi-weekly payments are interest-free; monthly plans may carry interest (0–36% APR where available, subject to provincial limits). No late fees or hidden charges.
• Cards: the monthly installment plan requires a debit card — credit cards can’t be used for monthly installments. Capital One and Chase credit cards aren’t accepted.
• Eligibility: a Canadian billing address and a Shop account; approval is by Affirm.
• Not eligible: gift cards and subscription products.

Affirm

For larger purchases, Affirm is available as a second option. At checkout, choose “Pay another way” and select Affirm. It’s the same lender as Shop Pay Installments; Affirm sets the rates, available amounts, terms, and eligibility and shows them to you when you apply.

Good to know

Creating a financing account doesn’t affect your credit score, though making a purchase and your payment history with Affirm may. If a financed order is refunded, the refund reduces your remaining balance or returns the difference; interest already paid on a monthly plan isn’t refunded (see our Returns & Refunds page). If a financed order has an extended ship date, your payments may begin before the item arrives.

Questions about a loan or a payment are handled by Affirm (Affirm Canada Help Center). For anything else, contact Allett Canada at info@allett.ca.